1. A 0.25% rate discount will be applied to new auto loans. Receive an additional 0.25% discount when you add another new credit card, loan, or a new checking account with a debit card. Existing credit cards, loans, checking accounts, FlexPay loans, and all mortgage loan products are excluded from this promotion. The floor rate for an auto loan (including all eligible discounts) is 4.24% as of January 28, 2026, and is subject to change. Offer subject to change and termination without notice.
2. New or pre-owned vehicles and refinances from another lender are eligible. Offer not valid for existing USF CU or DCU auto loans. Auto loan must be closed and documents must be signed with a USF Credit Union representative, not at a dealership. Offer expires March 31, 2026. Auto application must be submitted by March 31, 2026, and all new products must be funded by April 30, 2026.

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