Lock In a Great CD Rate: Earn Up to 4.15% APY* with USF Credit Union
USF Credit Union is helping savers put their money to work with a new limited-time certificate of deposit (CD) promotion featuring some of today’s most competitive rates - up to 4.15% APY*.
CDs offer a predictable return for a fixed period while giving savers the peace of mind of federally insured deposits.
And these limited-time USF CU CD rates are too good to pass up.
Current Limited-Time CD Rates
| Term | APY |
|---|---|
| 7-Month Special** (renews to 6-month) | 4.05% APY* 1,2 |
| 13-Month Special** (renews to 12-month) | 4.05% APY* 1,2 |
| 19-Month Special** (renews to 18-month) | 4.05% APY* 1,2 |
| 25-Month Special** (renews to 24-month) | 4.05% APY* 1,2 |
| Jumbo CDs ($100,000 minimum) | 4.15% APY* 1,2,3 |
**$500 minimum
Rates effective as of July 1, 2026, and are available for a limited time and are subject to change.
What Does That Mean in Real Dollars?
Consider this example.
If $100,000 is sitting in an account earning 0.25% APY*, it earns about $250 in one year.
The same money in a USF Credit Union Jumbo CD earning 4.15% APY* would earn approximately $4,150 over the same period (before taxes), assuming you maintain the required minimum balance for the full term.
That's nearly $3,900 more simply by putting idle cash to work.
As a not-for-profit financial institution, USF CU is focused on helping members make the most of their money - saving smarter, borrowing confidently, and achieving their financial goals.
We’re here to help you determine whether a CD fits your financial goals - and if it does, help you take advantage of these competitive rates while they’re available
Rates like these won’t last forever.
Explore your options today and discover how much more your savings could earn with USF CU.
CD refers to a Share Certificate that earns dividends.
* APY= Annual Percentage Yield.
1 Rates, terms and conditions are subject to change without notice. Fees and other conditions may reduce earnings on the account. Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.
2 “Special Offers” will renew as regular certificates at the terms specified in the special offer.
3 If balance for jumbo certificate falls below $100,000, rate will adjust to the standard share certificate rate with the same term.
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