USF CU’s FlexPay Lets You Holiday-Shop Now, Pay Later

12/12/2025
FlexPay this holiday!

Holiday shopping shouldn’t drain your wallet or dim your cheer. With USF Credit Union’s FlexPay, you can move through wish lists, travel plans, and seasonal surprises while keeping your budget steady and stress-free.

What Is FlexPay?
FlexPay is a built-in feature of your USF CU debit card that lets you turn eligible purchases of $300 or more into easy monthly payments — all within digital banking. It gives you the flexibility to enjoy the holidays now and pay over time in a way that works for you.

Here’s how it works:

  1. Use your USF CU debit card for a purchase.
  2. Log in to digital banking and view eligible transactions.
  3. Select the purchase you want to convert.
  4. Choose the monthly payment plan that fits your timeline and budget.

You’ll see your payment details upfront. No surprises. Just a clean, simple way to manage bigger holiday expenses.

Why 2025 Holidays Make FlexPay a Smart Move
Holiday spending continues to evolve, and more shoppers are choosing budgeting tools that offer predictability. Equipifi’s research shows pay-over-time options are becoming a go-to strategy for reducing financial stress during the season.

FlexPay delivers exactly that — flexibility, transparency, and convenience — all through your trusted credit union. It’s a member-first way to keep spending balanced without turning to outside apps or third-party lenders.

Need Extra Cash This Holiday Season?
When expenses rise, USF CU’s low-rate, fixed-term personal loans can provide a dependable financial boost without disrupting long-term plans. Pair a personal loan with your USF CU Visa rewards for even more seasonal flexibility.

Not a USF CU Visa Cardholder Yet?
Apply for a USF CU Rewards Visa and earn points on every purchase while adding value to your holiday spending.

Make This Holiday Season Your Easiest Yet
From stocking stuffers to travel adventures, FlexPay helps you stay in control without sacrificing joy.
Make your list, check it twice, and keep your budget feeling nice.
FlexPay … All the Way!

Log in today to explore eligible purchases and put FlexPay into action for a smoother, brighter holiday season.



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