Loan Rates    CALCULATE PAYMENTS  |  CALL USFCU FOR AN APPLICATION TODAY!   Please contact the Credit Union for our loan rates and specials. You may be eligible for a discount* on a vehcile loan if you have one of the following: If you make a down payment of 20% (excluding taxes) on a vehicle loan If you have a USFCU draft account with direct deposit Have an active USFCU Visa credit card Have an active USFCU HELOC *A maxmum of 0.25% off the current Annual Percentage Rate.  This discount rate offer is subject to change.

Dividend Rates Rates Accurate as of MAR 1, 2010

Account Type Minimum Opening Deposit Minimum Balance to Earn APY* Annual Percentage Yield Regular Shares^ $5.00 Average Daily Balance of $300.00 0.25% Holiday Shares^ $0.00 Average Daily Balance of $300.00 0.25% ISMA^ $2,500.00 Daily Balance of $2,500.00 0.50% 1 Yr Youth Share Certificate” $100.00 Withdrawal of dividends may  affect APY* 0.65%** 3-Month Share Certificate $1,000.00 Withdrawal of dividends may affect APY*  0.35%** 6-Month Share Certificate $1,000.00 Withdrawal of dividends may affect APY*  0.45%** 1 Year Share Certificate $1,000.00 Withdrawal of dividends may affect APY*  0.65%** IRA^ $500.00 - 0.75% *APY = Annual Percentage Yield **Penalty for early withdrawal                          ^Variable rate account, rate may change after account is opened                                                                  ” Additional deposits of $50.00 or more are allowed LOAN RATES |  |  BACK TO TOP