(Rates are subject to change) Vehicle Loan Rates    CALCULATE PAYMENTS  |  APPLY FOR A LOAN Rates Accurate as of Jul 1, 2008 Model Annual Percentage Rate and Term  Vehicles 1 — 4 Years 5 Years 6 Years 7 Years 2006-2008 6.49% 6.49% Available with restrictions 2004-2005 6.99% 6.99% Call for rates N/A 2003 and older 7.74% N/A N/A N/A   Other Loan Rates    CALCULATE PAYMENTS  |  APPLY FOR A LOAN Rates Accurate as of Jul 1, 2008 Loan Type Annual Percentage Rate and Term 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 10 Years Shares Pledged 5.00% 5.00% 5.00% 5.00% 5.00% 6.00% 6.50% 7.00% Tuition Loans 7.00% 8.00% 9.00% Paid directly to the school Secured Loans* 7.00% 7.00% 7.00% 7.50% 8.00% Motorcycle, jet ski, snowmobile, furniture, antiques, etc. Signature Loans 11.00% 11.00% 11.00% 12.00% 12.00% 4-5 year term based on joint loan Boat, RV, Camper (maximum term based on amount borrowed)  New 6.50% 7.50% Used 8.50% VEHICLE LOAN RATES  |  OTHER LOAN RATES  |  DIVIDEND RATES  |  BACK TO TOP
Dividend Rates Rates Accurate as of Jun 24, 2008
Account Type Minimum Opening Deposit Minimum Balance to Earn APY* Annual Percentage Yield Regular Shares^ $5.00 Average Daily Balance of $300.00 0.75% Holiday Shares^ $0.00 Average Daily Balance of $300.00 0.75% ISMA^ $2,500.00 Daily Balance of $2,500.00 1.01% 1 Yr Youth Share Certificate” $100.00 Withdrawal of dividends may  affect APY* 2.85%** 3-Month Share Certificate $1,000.00 Withdrawal of dividends may affect APY* 2..28%** 6-Month Share Certificate $1,000.00 Withdrawal of dividends may affect APY* 2.50%** 1 Year Share Certificate $1,000.00 Withdrawal of dividends may affect APY* 2.85%** IRA^ $500.00 - 1.01% *APY = Annual Percentage Yield **Penalty for early withdrawal                          ^Variable rate account, rate may change after account is opened                                                                  ” Additional deposits of $50.00 or more are allowed VEHICLE LOAN RATES  |  OTHER LOAN RATES  |  DIVIDEND RATES  |  BACK TO TOP