Fees are effective 6/1/2008

SHARE DRAFT ACCOUNT FEES:

Occurrence	Fee
NSF	$25.00/item
Returned Item	$25.00/item
Stop Payment	$20.00/item
Share Draft Printing	Prices vary
Copy of Cancelled Share Draft*	$5.00/item
*No charge if obtained through USFCU Virtual Branch

OTHER SERVICE FEES:

Occurrence	Fee
Inactive Account	$15.00/quarter after 2 years
Address Location	$5.00/occurrence
Account Reconciliation	$25.00/request
Account Research	$20.00/hour
Statement Copy	$3.00/statement
Deposited Item Returned	$20.00/item
Incoming Wire Transfer	$5.00/transfer
Outgoing Wire Transfer	$20.00/transfer
Money Order	$0.75 each
Legal Process	$10.00/request
Account History**	$1.00/page
Third Party Official Credit Union Check	$3.00/check
Research Involving Third Party	Cost, as charged by third party
Copy of Cancelled Official Credit Union Check	$5.00/check
Copy of Cancelled Personal Money Order	$5.00/check
Miscellaneous Copy	$1.00/item
**Audio Response and USFCU Virtual Branch excluded

ELECTRONIC FUNDS TRANSFER FEES:

Occurrence	Fee
ATM Withdrawal Fee / Check Card POS (PIN)                 (AFTER four (4) transactions each per month)	$1.00 each
Check Card inactive fee	$10.00/year, after 12 months
EFT NSF fee	$25.00/item
EFT Stop Payment fee	$20.00 per request/item
Replacement Check Card fee	$10.00/card

BILL PAY FEES (ENROLLED SHARE DRAFT ACCOUNTS ONLY):

Occurrence	Fee
Bill Pay Monthly Enrollment Fee          (Automatically deducted on the 1st of each month)	$5.95/month
Research Request	$50.00 per request/item
Stop Payment Request	$50.00 per request/item

The fees and services are subject to change.  If you have questions or require current rate or fee information on your accounts, please call the credit union.